Instructions. Use the verb in parenthesis and have to to fill in the blanks with the negative form.
Example: (work) Gerald doesn't have to work tomorrow.
Also correct--> Gerald does not have to work tomorrow.

1. (go) We to the bank today. We can wait until tomorrow.
2. (buy) I a new car. I can save my money instead.
3. (invest) People in the stock market. They can buy bank CDs or government bonds.
4. (cash) You your check in a bank. You can cash it at a credit union.
5. (finance) George the car because he has enought money to pay cash for it.
6. (have) Paula says that she a credit card.
7. (be) It difficult to save money. It just takes a little bit of planning and discipline.
8. (guess) If you make a written monthly budget you where you're money is going. You can know for certain.